Plan 5 Years Ahead, Not Just 30 Days.
A strategic approach to mortgage planning for Texas families and investors.
How We Work Together
A smarter, data-driven path to your new home.
Vision
We define your 5-year wealth goals.
Analysis
We compare multiple scenarios.
Execution
We execute the strategy & close on time.
Specialized Lending
Expertise for complex financial profiles.
Self-Employed
Bank statement loans & complex income analysis.
Investors
DSCR loans & leverage strategies.
VA & FHA
Maximizing government benefits.
Strategic Refi
Rate reduction & debt consolidation.
Stay Ahead of the Market
Get weekly rate updates, bond market analysis, and Celina real estate news.
Real Advice. Real Human.
"Your neighbor first, your lender second. I live right here in Celina, which means I treat your mortgage with the same care I'd treat my own."
Market Data Disclosure: Mortgage rate data is sourced from the Federal Reserve Bank of St. Louis (FRED) Primary Mortgage Market Survey® and represents national weekly averages for conforming loans. 10-Year Treasury Yields represent daily market close values.
APR Disclosure: Annual Percentage Rate (APR) estimates displayed above assume a standard loan scenario with 20% down payment and typical closing costs.
Not an Offer to Lend: These figures are for informational purposes only and do not constitute an offer to lend or a guarantee of an interest rate. Actual rates and APRs will vary based on your specific credit score, loan-to-value ratio, debt-to-income ratio, property type, and market conditions at the time of lock. Rates are subject to change daily without notice.